Creek and Ocean Mortgage

showing patience in a difficult year

Dec 12, 2020

As 2020 comes to a close, I’d like to dedicate this post to all my clients, who were so patient with me through the ups and downs over the past year.

When COVID-19 broke out abruptly in March, the mortgage rate plummeted. That triggered a long slide to the bottom. Each time the interest rate dipped, the refinance activity surged, overwhelming lenders, who were understaffed and unprepared. The turn time slowed to a crawl: the longest I could remember.

Getting a …